Before choosing a Medicare-related plan when you are approaching age 65 ( and earlier for some), we want to be sure you know the difference between your many options. In particular, how the popular Medicare Supplements (or Medigap) plans will cover your health needs vs. other alternatives eg. Advantage Plans. Its particularly important to understand this as there can be long term considerations for beneficiaries in NH.
Medicare Supplements (Medigap) plans: On average, about 4 out of 5 Medicare beneficiaries in NH are enrolled in one (as of mid 2020). These plans complement your Original Medicare Parts A & B coverage, covering many of the out of pocket expenses not paid by Medicare. Some attractive features of these plans include the following:
Understanding your other available plan alternatives is also important, including Advantage Plans and Part D Prescription plans, and we can help you to do that to ensure that you get the plans that best fits your health needs and budget. We also direct you through the entire process including advising you as to when and how to apply for your Medicare Parts A & B to start the process. As Independent Agents, we represent many of the top rated insurers in New Hampshire, and can shop for you and provide FREE quotes on your best options. Don't hesitate to contact us at (603) 622-5700 and allow us to help make your transition to Medicare an easier and stress-free one. And, there is NO COST to you for our services.. and no obligation!
*For example, with the popular Plan G Medigap plan, the annual deductible is $203 (in 2021) for Part B/outpatient expenses and NO deductible responsibility for Part A/Inpatient expenses (based on Medicare covered expenses).